Experience you can trust.

Janice L. Henderson

CFP®

Chair/CEO, Law & Associates

Branch Manager, RJFS

Janice’s passion for numbers and finances started as early as 12 years old. One of five siblings, her parents taught her the art of stretching a dollar and she learned the importance of budgeting when her mother would let her “pay the family bills,” allowing her to write checks and add up the numbers. After college, Janice began her professional career in accounting roles but soon realized that something was missing. Upon finding her niche in financial planning, she quickly realized she had found the right profession – connecting numbers and people together in meaningful ways. Having experienced a divorce, as well as the loss of both parents and two sisters, Janice truly believes that her tribulations have made her a more empathetic financial planner for her clients.  She has been a CERTIFIED FINANCIAL PLANNER practitioner since 1988, joining Law & Associates, Inc. in 1994. She took ownership of the firm in 2016 and currently serves as Chair/CEO (Law) and Branch Manager (RJFS).

Janice received both her B.S. in Business Administration (1986) and CFP® designation (1994) from the College for Financial Planning. She is a registered securities principal through Raymond James Financial Services, Inc. and holds the designation of Investment Management Consultant from Raymond James’ Institute of Investment Management Consulting (IIMC). Janice has served on Raymond James’ Compliance Advisory Council and Client Experience Technology Advisor Council. She holds a Virginia license for life and health insurance as well as variable annuities. She continues to be an active member of the National Capital Area Chapter of the Financial Planning Association (FPA) as well as the Financial Services Institute (FSI). She has also been a speaker at the Raymond James Financial Services National Conferences for Professional Development.

A native of the Washington D.C. metropolitan area, Janice loves spending time with her two nephews and is very active in their lives, particularly after the loss of their mother (Janice’s sister). She has a love of animals and has two dogs that she rescued, Bear & Mona. A graduate of Shenandoah Valley Academy, Janice has served on its Board of Trustees and the school’s Finance Committee, including the role of Finance Chair, for many years. She was also a board member of her church in Vienna and was the project manager of a major renovation for both the church and school.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize, or sponsor the listed websites or their respective sponsors. Raymond James is not responsible for any website or the collection or use of information regarding any website’s users and/or members.

Privacy Policy

Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. and Law & Associates, Inc. Law & Associates, Inc. is not a registered broker/dealer and is independent of Raymond James Financial Services.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

6111 Tulane Avenue
Glen Echo, Maryland 20812-1205
(800) 835-6111 • (301) 229-8500
(301) 229-8504 (Fax)