Empowering informed financial decisions.

The Cottage
At Law & Associates, we are dedicated to guiding you through the complexities of financial planning with careful advice tailored to your unique needs. We hope to empower you with the knowledge and tools necessary to make informed decisions about your future, from retirement planning to estate management. Explore our articles and learn how we can help you with a well-planned and fulfilling future.

Preparing for a Long and Happy Retirement
As with all of life’s transitions, adjusting to retirement takes time. Here are five ways

Putting More Life Into the 10-Year Rule
Non-eligible designated beneficiaries have 10 years to draw down inherited qualified retirement accounts; here, we

Spring Clean Your Finances
Spring is the perfect time to get your finances in order. Being on top of

Travel Securely: Keep Your Information Protected On the Go
Travel can be one of life’s great pleasures, especially when you’re enjoying retirement. Exploring new-to-you

What You Need To Know About Freezing Your Credit
As careful as you are with passwords, personal information and privacy online, it’s still possible

Why Do the Wealthy Borrow? Sometimes, Debt Makes Sense – Copy
Strategic borrowing can keep your financial plan intact and at work. Truths that seem universal
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Any opinions are those of the author and not necessarily those of Raymond James Financial Services, Inc., or of Raymond James.