Empowering informed financial decisions.
The Cottage
At Law & Associates, we are dedicated to guiding you through the complexities of financial planning with careful advice tailored to your unique needs. We hope to empower you with the knowledge and tools necessary to make informed decisions about your future, from retirement planning to estate management. Explore our articles and learn how we can help you with a well-planned and fulfilling future.

Tax-saving moves to consider before year end
Proactive investors can benefit from making strategic adjustments that can reduce next year’s tax bill.

The three ingredients of a purposeful retirement
The benefits of a purpose-driven life don’t dissipate when you retire. Rather, without the imposed

Making the most of a Roth IRA
Consider the benefits and limits associated with making post-tax contributions to an IRA.

Social Security increases benefits by 2.8% for 2026
The 2026 Social Security cost-of-living adjustment (COLA) has been announced.

Dispelling Medicare misconceptions
Between its parts and plans and supplements, many pre-retirees find Medicare hard to navigate without
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Any opinions are those of the author and not necessarily those of Raymond James Financial Services, Inc., or of Raymond James.
