Managing Your Life
Through Law & Associates’ over forty-year history, we’ve served a broad range of clients in need of a variety of wealth management needs. Although each situation is unique, we approach every client with the same premium level of care, attention and guidance, supported by a full suite of products and services designed to help meet every financial planning challenge.
We begin with the development of a customized plan with the overriding goal of helping to protect and manage your wealth based on your short and long-term goals and comfort level with risk. Our highly qualified team works collaboratively and will meet with you regularly to update goals, review and rebalance the financial portfolio, and investigate whether any additional services are needed.
Cash Flow Management
We can help you choose the tools you need to manage your ongoing cash needs and develop scenarios for analyzing projections.
We’ll review and analyze your tax projections at every regularly scheduled meeting, so you’ll be well prepared each and every year.
Whether you are early in your career, actively contemplating retirement, or already retired, Law & Associates Wealth Management and Planning’s seasoned professionals can help ensure you have the resources you need for the retirement of your dreams. We offer a comprehensive range of retirement planning services, as well as savings options that permit both tax-deductible contributions and tax-deferred earnings.
We offer a wide range of insurance programs that can be designed to not only protect you but also, in specific situations, provide you with tax and wealth transfer benefits.
Legacy and Estate Planning
Effective legacy planning requires both the right vehicles – such as trusts, wills, and insurance – combined with the prudent selection, balance and placement of investments. With the extensive array of tax, trust and financial planning expertise we have at hand, Law & Associates Wealth Management and Planning can help implement your estate solution as we work along with your tax and legal advisors.
Whether you are planning for the education of your children or grandchildren, however your family chooses to approach the funding of higher education, planning is critical. We can provide you with products and services that include custodial accounts for minors, section 529 college savings plans, sophisticated trusts and more.
The tumultuous period of a divorce is the time you most need clear-headed, independent, and impartial support to help you make financial decisions that may have long-lasting consequences for years to come. We help to provide clarity and the confidence to make better financial decisions around the division of assets, Social Security benefits, retirement plans, insurance policies and other concerns that may seem simple on the surface but can have serious consequences in the future.
Small Business Planning
We provide business owners with specific products and services that meet the challenge of managing a company, often their most important asset. We can help you develop, implement and review a retirement or benefit plan that suits the needs of your business and employees, provide valuation analyses and find appropriate insurance coverage for your company.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Favorable state tax treatment for investing in Section 529 savings plans may be limited to investments made in plans offered by your home state. Investors should consult a tax advisor about any state tax consequences of an investment in a 529 plan.